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Credit cards are a double-edged sword. Like I've written before, there is a golden rule for using credit cards: Pay off the entire outstanding balance in your credit card every month on the due date. If you do not follow this rule, you will end up paying a lot of interest to the bank. With that in mind, credit cards can be the best tool for you to acquire a lot of rewards. And in this article, I will be writing about one of the greatest rewards of credit cards: Airmiles If traveling is your passion, you’d be a fool not to use miles and points for your flights. If you travel often, it’s even more beneficial. In this article, I will be giving you a list of some of the most popular credit cards that can help you earn Airmiles in Dubai (UAE). Normally we think that we’ll have to trade off our hard-earned money for one or two air miles. However, we’re going to look at credit cards that have a high cashback rate, spending rewards, and also have no annual fees. What I mean is that you don’t have to spend a single penny extra than you normally would just to earn more miles. There are so many credit card companies in the UAE claiming to offer the best air miles. But what does it mean best air miles? What exactly should you look for before applying for any Airline Miles credit card? In this article, I will list out some of the best airline miles credit cards available in the UAE which not only gives you amazing air miles on every purchase but also has great perks and benefits. There are a number of credit cards from local banks that provide you with air miles with every dirham you spend. Nowadays most people are looking for credit cards where you can accumulate miles against the transactions done on the card. Most banks and financial institutions offer rewards to credit cardholders for using their cards. Usually, banks offer these benefits based on a tie-up with certain airlines. There are two types of miles provided in UAE: Airmiles Airline specific Miles: Emirates Skywards Miles and Etihad Guest Miles come under the Airline Specific Miles. These Miles are offered by airlines like Emirates, FlyDubai and Etihad. Credit Card providers have tie-ups with these airlines and provide miles. How to earn Airmiles? Enrolling on the AirMiles website and making purchases using the virtual card providedOr by using Airmiles partnered credit cards Bank Name - Credit Card IssuerCredit Card NameMinimum Salary To ApplyAnnual FeeMonthly Interest RateIs Salary Transfer Required?Is it Shariah Compliant?Cash Back Abu Dhabi Commercial BankADCB - TouchPoints Platinum Credit Card150006303.25%NoNoYes Abu Dhabi Commercial BankADCB - Etihad Guest Infinite Credit Card4000026253.25%NoNoNo Abu Dhabi Commercial BankADCB - Etihad Guest Signature Credit Card2000010503.25%NoNoNo Abu Dhabi Commercial BankADCB - Etihad Guest Platinum Credit Card150005253.25%NoNoNo Abu Dhabi Commercial Bank-IslamicADCB Islamic - Etihad Guest Platinum Card150005253.25%NoYesNo Abu Dhabi Commercial Bank-IslamicADCB Islamic - Etihad Guest Signature Card2000010503.25%NoYesNo Abu Dhabi Commercial Bank-IslamicADCB Islamic - Etihad Guest Infinite Card4000026263.25%NoYesNo Abu Dhabi Islamic BankADIB - Etisalat Classic Card500003.09%NoYesNo Abu Dhabi Islamic BankADIB - Etihad Guest Gold Card500010003.09%NoYesNo Abu Dhabi Islamic BankADIB - Etihad Guest Visa Platinum Card1000020003.09%NoYesNo Abu Dhabi Islamic BankADIB - Etihad Guest Classic Card50005003.09%NoYesNo Abu Dhabi Islamic BankADIB - Value+Card500003.09%NoYesNo Abu Dhabi Islamic BankADIB - Emirates Skywards World Card1000015003.33%NoNoNo Abu Dhabi Islamic BankADIB - Emirates Skywards World Elite Card2500045003.33%NoNoNo Ajman BankAjman Bank- World Power Credit Card04000.00%YesYesNo Ajman BankAjman Bank - Platinum Power Credit Card03000.00%NoYesNo Ajman BankAjman Bank - Gold Power Credit Card02000.00%NoYesNo Ajman BankAjman Bank - Roadmiles Platinum Card02000.00%NoYesYes Ajman BankAjman Bank - Roadmiles Premium Card01500.00%NoYesNo Ajman BankAjman Bank - Roadmiles Classic Card01000.00%NoYesNo American ExpressThe American Express - Gold Card230006420.00%NoNoNo American ExpressThe American Express - The Platinum Card3070027540.00%NoNoNo American ExpressThe American Express - Platinum Credit Card213007003.25%NoNoNo American ExpressThe American Express - Gold Credit Card150003953.25%NoNoNo CitibankCitibank - Citi Premier150007503.25%YesNoNo CitibankCitibank - Emirates-Citibank Ultima3675030003.25%NoNoNo CitibankCitibank - Emirates-Citibank Ultimate180008003.25%NoNoNo CitibankCitibank - Emirates-Citibank World120004003.25%NoNoNo CitibankCitibank - Citi Prestige3000015003.25%NoNoNo Commercial Bank InternationalCBI Rewards Platinum Credit Card1500003.45%NoNoYes Commercial Bank InternationalCBI First Credit Card4000002.99%NoNoYes Commercial Bank InternationalCBI Rewards World Credit Card150008403.45%NoNoYes Commercial Bank of DubaiCBD - World MasterCard250007873.45%NoNoNo Commercial Bank of DubaiCBD - Titanium MasterCard500003.45%NoNoNo Dubai FirstDubaiFirst Miles Visa Infinite Card800015003.19%NoNoNo Emirates IslamicEmirates Islamic - Flex Elite Credit Card150007003.25%NoYesNo Emirates IslamicEmirates Islamic - Flex Card500003.49%NoYesNo Emirates IslamicEmirates Islamic - Emarati Credit Card1200002.49%NoYesYes Emirates IslamicEmirates Islamic - Skywards Signature Credit Card120007003.25%NoYesNo Emirates IslamicEmirates Islamic - Skywards Infinite Credit Card2500020002.99%NoYesNo Emirates IslamicEmirates Islamic - Etihad Guest Premium Credit Card1500015003.49%NoNoYes Emirates IslamicEmirates Islamic - Etihad Guest Saqer Credit Card100008993.49%NoNoYes Emirates IslamicEmirates Islamic - Etihad Guest Ameera Credit Card100006993.49%NoNoYes Emirates IslamicEmirates Islamic - Etihad Guest Platinum Credit Card50001993.49%NoNoYes Emirates IslamicEmirates Islamic - Skywards Black Credit Card040003.25%NoNoNo Emirates NBDEmirates NBD Skywards Infinite Credit Card3000015003.09%NoNoNo Emirates NBDEmirates NBD Starwood Preferred Guest World Mastercard2500015003.09%YesNoNo First Abu Dhabi BankFAB - Etihad Guest Signature Credit Card1500015003.25%NoNoNo First Abu Dhabi BankFAB - Etihad Guest Platinum Credit Card80005003.25%NoNoNo First Abu Dhabi BankFAB - Gold Credit Card500003.25%NoNoYes First Abu Dhabi BankFAB - Visa Infinite Credit Card3000003.25%NoNoNo First Abu Dhabi BankFAB - Etihad Guest Infinite3000025003.25%YesNoNo First Abu Dhabi BankFAB - Abu Dhabi Platinum Credit Card1500003.50%NoNoYes HSBCHSBC - Platinum Select Credit Card1000003.45%NoNoNo Mashreq BankMashreq - Solitaire Credit Card2500015003.45%NoNoYes NajmNajm - Voyager Platinum Credit Card80002083.25%NoNoNo NajmNajm - Voyager Signature Credit Card120005233.25%NoNoNo National Bank of FujairahNBF- Visa Infinite Credit Card4000002.49%YesNoYes National Bank of FujairahNBF-Islamic Infinite Credit Card4000002.49%YesYesYes Noor BankNoor Bank - Srilankan Credit Card50003003.25%NoYesNo RAKBANKRAKBANK - Emirates Skywards World Elite Credit Card2000014992.50%NoNoNo RAKBANKRAKBANK - RAKIslamic Gold Credit Card500003.19%NoYesNo Sharjah Islamic BankSIB - 'Smiles' Titanium Credit Card1000002.49%NoYesNo Sharjah Islamic BankSIB - Smiles World Credit Card100005002.49%NoYesNo United Arab BankUnited Arab Bank - Signature Credit Card05002.99%NoNoNo List of Top Airmiles Credit Cards in UAE Depending on your need, you may contact the respective bank for the credit card of your choice. How to maximize your Airmiles earning? Alliances If you're a frequent traveler, you've probably heard of the well-known airline alliances. If you actually want to maximize the benefits of your miles gained, you must understand these crucial relationships. Star Alliance, Oneworld, and SkyTeam are three alliances that have dominated the world of aviation. Alliances are fantastic because they help both member airlines and frequent travelers. Star Alliance is the largest of these, and it is linked with several well-known airlines such as Singapore Airlines and ANA. For a newcomer, getting to know these partnerships can be difficult. These agreements make it simple to redeem your miles, regardless of how much you have in your account. These partnerships provide regular fliers with elite status, which entitles them to a variety of privileges. Some of these benefits include access to world-class lounges, enhanced luggage allowance, priority boarding, and upgrades to the airline's most luxurious classes. Because of the variety of alternatives accessible to frequent flyers, redeeming miles might be a difficult decision. Passengers have a greater variety of mile redemption options because of alliances. Airline Partners There is one clear benefit to earning and redeeming air miles with partner airlines.You do not have to limit yourself to a particular airline. This is why flying with an airline that has multiple airline partners is a good idea because it maximizes air miles and makes your frequent flyer miles more valuable. When selecting a partner airline, there are various aspects to consider before making a choice. Regardless of your program's restrictions, a comprehensive examination of the partner airline's website is required. It is advantageous to understand the earning rate before completing the swap. Airlines strengthen their ties with one another by presenting special offers from time to time. Newsletters and other such reminders would keep you informed and help you get the most bang for your buck. Every frequent flier wants to get the most out of their air miles. The new initiatives established by the major airlines have a lot of promise to help you achieve your objectives. Redeeming on partner airlines, on the other hand, can be hard. Only dive in if you are fully aware of the true benefits you will derive from it. Understanding airline policies and practicing on a regular basis can turn you into an expert at maximizing air miles!

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