Credit cards are a double-edged sword. Like I’ve written before, there is a golden rule for using credit cards:
- Pay off the entire outstanding balance in your credit card every month on the due date.
If you do not follow this rule, you will end up paying a lot of interest to the bank.
With that in mind, credit cards can be the best tool for you to acquire a lot of rewards. And in this article, I will be writing about one of the greatest rewards of credit cards:
If traveling is your passion, you’d be a fool not to use miles and points for your flights. If you travel often, it’s even more beneficial.
In this article, I will be giving you a list of some of the most popular credit cards that can help you earn Airmiles in Dubai (UAE). Normally we think that we’ll have to trade off our hard-earned money for one or two air miles. However, we’re going to look at credit cards that have a high cashback rate, spending rewards, and also have no annual fees. What I mean is that you don’t have to spend a single penny extra than you normally would just to earn more miles.
There are so many credit card companies in the UAE claiming to offer the best air miles. But what does it mean best air miles? What exactly should you look for before applying for any Airline Miles credit card? In this article, I will list out some of the best airline miles credit cards available in the UAE which not only gives you amazing air miles on every purchase but also has great perks and benefits.
There are a number of credit cards from local banks that provide you with air miles with every dirham you spend.
Nowadays most people are looking for credit cards where you can accumulate miles against the transactions done on the card. Most banks and financial institutions offer rewards to credit cardholders for using their cards. Usually, banks offer these benefits based on a tie-up with certain airlines.
There are two types of miles provided in UAE:
- Airline specific Miles: Emirates Skywards Miles and Etihad Guest Miles come under the Airline Specific Miles. These Miles are offered by airlines like Emirates, FlyDubai and Etihad. Credit Card providers have tie-ups with these airlines and provide miles.
How to earn Airmiles?
- Enrolling on the AirMiles website and making purchases using the virtual card provided
- Or by using Airmiles partnered credit cards
|Bank Name - Credit Card Issuer||Credit Card Name||Minimum Salary To Apply||Annual Fee||Monthly Interest Rate||Is Salary Transfer Required?||Is it Shariah Compliant?||Cash Back|
|Abu Dhabi Commercial Bank||ADCB - TouchPoints Platinum Credit Card||15000||630||3.25%||No||No||Yes|
|Abu Dhabi Commercial Bank||ADCB - Etihad Guest Infinite Credit Card||40000||2625||3.25%||No||No||No|
|Abu Dhabi Commercial Bank||ADCB - Etihad Guest Signature Credit Card||20000||1050||3.25%||No||No||No|
|Abu Dhabi Commercial Bank||ADCB - Etihad Guest Platinum Credit Card||15000||525||3.25%||No||No||No|
|Abu Dhabi Commercial Bank-Islamic||ADCB Islamic - Etihad Guest Platinum Card||15000||525||3.25%||No||Yes||No|
|Abu Dhabi Commercial Bank-Islamic||ADCB Islamic - Etihad Guest Signature Card||20000||1050||3.25%||No||Yes||No|
|Abu Dhabi Commercial Bank-Islamic||ADCB Islamic - Etihad Guest Infinite Card||40000||2626||3.25%||No||Yes||No|
|Abu Dhabi Islamic Bank||ADIB - Etisalat Classic Card||5000||0||3.09%||No||Yes||No|
|Abu Dhabi Islamic Bank||ADIB - Etihad Guest Gold Card||5000||1000||3.09%||No||Yes||No|
|Abu Dhabi Islamic Bank||ADIB - Etihad Guest Visa Platinum Card||10000||2000||3.09%||No||Yes||No|
|Abu Dhabi Islamic Bank||ADIB - Etihad Guest Classic Card||5000||500||3.09%||No||Yes||No|
|Abu Dhabi Islamic Bank||ADIB - Value+Card||5000||0||3.09%||No||Yes||No|
|Abu Dhabi Islamic Bank||ADIB - Emirates Skywards World Card||10000||1500||3.33%||No||No||No|
|Abu Dhabi Islamic Bank||ADIB - Emirates Skywards World Elite Card||25000||4500||3.33%||No||No||No|
|Ajman Bank||Ajman Bank- World Power Credit Card||0||400||0.00%||Yes||Yes||No|
|Ajman Bank||Ajman Bank - Platinum Power Credit Card||0||300||0.00%||No||Yes||No|
|Ajman Bank||Ajman Bank - Gold Power Credit Card||0||200||0.00%||No||Yes||No|
|Ajman Bank||Ajman Bank - Roadmiles Platinum Card||0||200||0.00%||No||Yes||Yes|
|Ajman Bank||Ajman Bank - Roadmiles Premium Card||0||150||0.00%||No||Yes||No|
|Ajman Bank||Ajman Bank - Roadmiles Classic Card||0||100||0.00%||No||Yes||No|
|American Express||The American Express - Gold Card||23000||642||0.00%||No||No||No|
|American Express||The American Express - The Platinum Card||30700||2754||0.00%||No||No||No|
|American Express||The American Express - Platinum Credit Card||21300||700||3.25%||No||No||No|
|American Express||The American Express - Gold Credit Card||15000||395||3.25%||No||No||No|
|Citibank||Citibank - Citi Premier||15000||750||3.25%||Yes||No||No|
|Citibank||Citibank - Emirates-Citibank Ultima||36750||3000||3.25%||No||No||No|
|Citibank||Citibank - Emirates-Citibank Ultimate||18000||800||3.25%||No||No||No|
|Citibank||Citibank - Emirates-Citibank World||12000||400||3.25%||No||No||No|
|Citibank||Citibank - Citi Prestige||30000||1500||3.25%||No||No||No|
|Commercial Bank International||CBI Rewards Platinum Credit Card||15000||0||3.45%||No||No||Yes|
|Commercial Bank International||CBI First Credit Card||40000||0||2.99%||No||No||Yes|
|Commercial Bank International||CBI Rewards World Credit Card||15000||840||3.45%||No||No||Yes|
|Commercial Bank of Dubai||CBD - World MasterCard||25000||787||3.45%||No||No||No|
|Commercial Bank of Dubai||CBD - Titanium MasterCard||5000||0||3.45%||No||No||No|
|Dubai First||DubaiFirst Miles Visa Infinite Card||8000||1500||3.19%||No||No||No|
|Emirates Islamic||Emirates Islamic - Flex Elite Credit Card||15000||700||3.25%||No||Yes||No|
|Emirates Islamic||Emirates Islamic - Flex Card||5000||0||3.49%||No||Yes||No|
|Emirates Islamic||Emirates Islamic - Emarati Credit Card||12000||0||2.49%||No||Yes||Yes|
|Emirates Islamic||Emirates Islamic - Skywards Signature Credit Card||12000||700||3.25%||No||Yes||No|
|Emirates Islamic||Emirates Islamic - Skywards Infinite Credit Card||25000||2000||2.99%||No||Yes||No|
|Emirates Islamic||Emirates Islamic - Etihad Guest Premium Credit Card||15000||1500||3.49%||No||No||Yes|
|Emirates Islamic||Emirates Islamic - Etihad Guest Saqer Credit Card||10000||899||3.49%||No||No||Yes|
|Emirates Islamic||Emirates Islamic - Etihad Guest Ameera Credit Card||10000||699||3.49%||No||No||Yes|
|Emirates Islamic||Emirates Islamic - Etihad Guest Platinum Credit Card||5000||199||3.49%||No||No||Yes|
|Emirates Islamic||Emirates Islamic - Skywards Black Credit Card||0||4000||3.25%||No||No||No|
|Emirates NBD||Emirates NBD Skywards Infinite Credit Card||30000||1500||3.09%||No||No||No|
|Emirates NBD||Emirates NBD Starwood Preferred Guest World Mastercard||25000||1500||3.09%||Yes||No||No|
|First Abu Dhabi Bank||FAB - Etihad Guest Signature Credit Card||15000||1500||3.25%||No||No||No|
|First Abu Dhabi Bank||FAB - Etihad Guest Platinum Credit Card||8000||500||3.25%||No||No||No|
|First Abu Dhabi Bank||FAB - Gold Credit Card||5000||0||3.25%||No||No||Yes|
|First Abu Dhabi Bank||FAB - Visa Infinite Credit Card||30000||0||3.25%||No||No||No|
|First Abu Dhabi Bank||FAB - Etihad Guest Infinite||30000||2500||3.25%||Yes||No||No|
|First Abu Dhabi Bank||FAB - Abu Dhabi Platinum Credit Card||15000||0||3.50%||No||No||Yes|
|HSBC||HSBC - Platinum Select Credit Card||10000||0||3.45%||No||No||No|
|Mashreq Bank||Mashreq - Solitaire Credit Card||25000||1500||3.45%||No||No||Yes|
|Najm||Najm - Voyager Platinum Credit Card||8000||208||3.25%||No||No||No|
|Najm||Najm - Voyager Signature Credit Card||12000||523||3.25%||No||No||No|
|National Bank of Fujairah||NBF- Visa Infinite Credit Card||40000||0||2.49%||Yes||No||Yes|
|National Bank of Fujairah||NBF-Islamic Infinite Credit Card||40000||0||2.49%||Yes||Yes||Yes|
|Noor Bank||Noor Bank - Srilankan Credit Card||5000||300||3.25%||No||Yes||No|
|RAKBANK||RAKBANK - Emirates Skywards World Elite Credit Card||20000||1499||2.50%||No||No||No|
|RAKBANK||RAKBANK - RAKIslamic Gold Credit Card||5000||0||3.19%||No||Yes||No|
|Sharjah Islamic Bank||SIB - 'Smiles' Titanium Credit Card||10000||0||2.49%||No||Yes||No|
|Sharjah Islamic Bank||SIB - Smiles World Credit Card||10000||500||2.49%||No||Yes||No|
|United Arab Bank||United Arab Bank - Signature Credit Card||0||500||2.99%||No||No||No|
List of Top Airmiles Credit Cards in UAE
Depending on your need, you may contact the respective bank for the credit card of your choice.
How to maximize your Airmiles earning?
If you’re a frequent traveler, you’ve probably heard of the well-known airline alliances. If you actually want to maximize the benefits of your miles gained, you must understand these crucial relationships.
Star Alliance, Oneworld, and SkyTeam are three alliances that have dominated the world of aviation. Alliances are fantastic because they help both member airlines and frequent travelers. Star Alliance is the largest of these, and it is linked with several well-known airlines such as Singapore Airlines and ANA. For a newcomer, getting to know these partnerships can be difficult.
These agreements make it simple to redeem your miles, regardless of how much you have in your account. These partnerships provide regular fliers with elite status, which entitles them to a variety of privileges. Some of these benefits include access to world-class lounges, enhanced luggage allowance, priority boarding, and upgrades to the airline’s most luxurious classes.
Because of the variety of alternatives accessible to frequent flyers, redeeming miles might be a difficult decision. Passengers have a greater variety of mile redemption options because of alliances.
There is one clear benefit to earning and redeeming air miles with partner airlines.
You do not have to limit yourself to a particular airline. This is why flying with an airline that has multiple airline partners is a good idea because it maximizes air miles and makes your frequent flyer miles more valuable.
When selecting a partner airline, there are various aspects to consider before making a choice. Regardless of your program’s restrictions, a comprehensive examination of the partner airline’s website is required. It is advantageous to understand the earning rate before completing the swap.
Airlines strengthen their ties with one another by presenting special offers from time to time. Newsletters and other such reminders would keep you informed and help you get the most bang for your buck.
Every frequent flier wants to get the most out of their air miles. The new initiatives established by the major airlines have a lot of promise to help you achieve your objectives. Redeeming on partner airlines, on the other hand, can be hard. Only dive in if you are fully aware of the true benefits you will derive from it. Understanding airline policies and practicing on a regular basis can turn you into an expert at maximizing air miles!