What’s the Best Credit Card for Airmiles in UAE?

Credit cards are a double-edged sword. Like I’ve written before, there is a golden rule for using credit cards:Opens in a new tab.

  • Pay off the entire outstanding balance in your credit card every month on the due date.

If you do not follow this rule, you will end up paying a lot of interest to the bank.

With that in mind, credit cards can be the best tool for you to acquire a lot of rewards. And in this article, I will be writing about one of the greatest rewards of credit cards:

Airmiles

If traveling is your passion, you’d be a fool not to use miles and points for your flights. If you travel often, it’s even more beneficial.

In this article, I will be giving you a list of some of the most popular credit cards that can help you earn Airmiles in Dubai (UAE). Normally we think that we’ll have to trade off our hard-earned money for one or two air miles. However, we’re going to look at credit cards that have a high cashback rate, spending rewards, and also have no annual fees. What I mean is that you don’t have to spend a single penny extra than you normally would just to earn more miles.

There are so many credit card companies in the UAE claiming to offer the best air miles. But what does it mean best air miles? What exactly should you look for before applying for any Airline Miles credit card? In this article, I will list out some of the best airline miles credit cards available in the UAE which not only gives you amazing air miles on every purchase but also has great perks and benefits.


There are a number of credit cards from local banks that provide you with air miles with every dirham you spend.

Nowadays most people are looking for credit cards where you can accumulate miles against the transactions done on the card. Most banks and financial institutions offer rewards to credit cardholders for using their cards. Usually, banks offer these benefits based on a tie-up with certain airlines.

There are two types of miles provided in UAE:

  • Airmiles
  • Airline specific Miles: Emirates Skywards Miles and Etihad Guest Miles come under the Airline Specific Miles. These Miles are offered by airlines like Emirates, FlyDubai and Etihad. Credit Card providers have tie-ups with these airlines and provide miles.

How to earn Airmiles?

  • Enrolling on the AirMilesOpens in a new tab. website and making purchases using the virtual card provided
  • Or by using Airmiles partnered credit cards

Bank Name - Credit Card IssuerCredit Card NameMinimum Salary To ApplyAnnual FeeMonthly Interest RateIs Salary Transfer Required?Is it Shariah Compliant?Cash Back
Abu Dhabi Commercial BankADCB - TouchPoints Platinum Credit Card150006303.25%NoNoYes
Abu Dhabi Commercial BankADCB - Etihad Guest Infinite Credit Card4000026253.25%NoNoNo
Abu Dhabi Commercial BankADCB - Etihad Guest Signature Credit Card2000010503.25%NoNoNo
Abu Dhabi Commercial BankADCB - Etihad Guest Platinum Credit Card150005253.25%NoNoNo
Abu Dhabi Commercial Bank-IslamicADCB Islamic - Etihad Guest Platinum Card150005253.25%NoYesNo
Abu Dhabi Commercial Bank-IslamicADCB Islamic - Etihad Guest Signature Card2000010503.25%NoYesNo
Abu Dhabi Commercial Bank-IslamicADCB Islamic - Etihad Guest Infinite Card4000026263.25%NoYesNo
Abu Dhabi Islamic BankADIB - Etisalat Classic Card500003.09%NoYesNo
Abu Dhabi Islamic BankADIB - Etihad Guest Gold Card500010003.09%NoYesNo
Abu Dhabi Islamic BankADIB - Etihad Guest Visa Platinum Card1000020003.09%NoYesNo
Abu Dhabi Islamic BankADIB - Etihad Guest Classic Card50005003.09%NoYesNo
Abu Dhabi Islamic BankADIB - Value+Card500003.09%NoYesNo
Abu Dhabi Islamic BankADIB - Emirates Skywards World Card1000015003.33%NoNoNo
Abu Dhabi Islamic BankADIB - Emirates Skywards World Elite Card2500045003.33%NoNoNo
Ajman BankAjman Bank- World Power Credit Card04000.00%YesYesNo
Ajman BankAjman Bank - Platinum Power Credit Card03000.00%NoYesNo
Ajman BankAjman Bank - Gold Power Credit Card02000.00%NoYesNo
Ajman BankAjman Bank - Roadmiles Platinum Card02000.00%NoYesYes
Ajman BankAjman Bank - Roadmiles Premium Card01500.00%NoYesNo
Ajman BankAjman Bank - Roadmiles Classic Card01000.00%NoYesNo
American ExpressThe American Express - Gold Card230006420.00%NoNoNo
American ExpressThe American Express - The Platinum Card3070027540.00%NoNoNo
American ExpressThe American Express - Platinum Credit Card213007003.25%NoNoNo
American ExpressThe American Express - Gold Credit Card150003953.25%NoNoNo
CitibankCitibank - Citi Premier150007503.25%YesNoNo
CitibankCitibank - Emirates-Citibank Ultima3675030003.25%NoNoNo
CitibankCitibank - Emirates-Citibank Ultimate180008003.25%NoNoNo
CitibankCitibank - Emirates-Citibank World120004003.25%NoNoNo
CitibankCitibank - Citi Prestige3000015003.25%NoNoNo
Commercial Bank InternationalCBI Rewards Platinum Credit Card1500003.45%NoNoYes
Commercial Bank InternationalCBI First Credit Card4000002.99%NoNoYes
Commercial Bank InternationalCBI Rewards World Credit Card150008403.45%NoNoYes
Commercial Bank of DubaiCBD - World MasterCard250007873.45%NoNoNo
Commercial Bank of DubaiCBD - Titanium MasterCard500003.45%NoNoNo
Dubai FirstDubaiFirst Miles Visa Infinite Card800015003.19%NoNoNo
Emirates IslamicEmirates Islamic - Flex Elite Credit Card150007003.25%NoYesNo
Emirates IslamicEmirates Islamic - Flex Card500003.49%NoYesNo
Emirates IslamicEmirates Islamic - Emarati Credit Card1200002.49%NoYesYes
Emirates IslamicEmirates Islamic - Skywards Signature Credit Card120007003.25%NoYesNo
Emirates IslamicEmirates Islamic - Skywards Infinite Credit Card2500020002.99%NoYesNo
Emirates IslamicEmirates Islamic - Etihad Guest Premium Credit Card1500015003.49%NoNoYes
Emirates IslamicEmirates Islamic - Etihad Guest Saqer Credit Card100008993.49%NoNoYes
Emirates IslamicEmirates Islamic - Etihad Guest Ameera Credit Card100006993.49%NoNoYes
Emirates IslamicEmirates Islamic - Etihad Guest Platinum Credit Card50001993.49%NoNoYes
Emirates IslamicEmirates Islamic - Skywards Black Credit Card040003.25%NoNoNo
Emirates NBDEmirates NBD Skywards Infinite Credit Card3000015003.09%NoNoNo
Emirates NBDEmirates NBD Starwood Preferred Guest World Mastercard2500015003.09%YesNoNo
First Abu Dhabi BankFAB - Etihad Guest Signature Credit Card1500015003.25%NoNoNo
First Abu Dhabi BankFAB - Etihad Guest Platinum Credit Card80005003.25%NoNoNo
First Abu Dhabi BankFAB - Gold Credit Card500003.25%NoNoYes
First Abu Dhabi BankFAB - Visa Infinite Credit Card3000003.25%NoNoNo
First Abu Dhabi BankFAB - Etihad Guest Infinite3000025003.25%YesNoNo
First Abu Dhabi BankFAB - Abu Dhabi Platinum Credit Card1500003.50%NoNoYes
HSBCHSBC - Platinum Select Credit Card1000003.45%NoNoNo
Mashreq BankMashreq - Solitaire Credit Card2500015003.45%NoNoYes
NajmNajm - Voyager Platinum Credit Card80002083.25%NoNoNo
NajmNajm - Voyager Signature Credit Card120005233.25%NoNoNo
National Bank of FujairahNBF- Visa Infinite Credit Card4000002.49%YesNoYes
National Bank of FujairahNBF-Islamic Infinite Credit Card4000002.49%YesYesYes
Noor BankNoor Bank - Srilankan Credit Card50003003.25%NoYesNo
RAKBANKRAKBANK - Emirates Skywards World Elite Credit Card2000014992.50%NoNoNo
RAKBANKRAKBANK - RAKIslamic Gold Credit Card500003.19%NoYesNo
Sharjah Islamic BankSIB - 'Smiles' Titanium Credit Card1000002.49%NoYesNo
Sharjah Islamic BankSIB - Smiles World Credit Card100005002.49%NoYesNo
United Arab BankUnited Arab Bank - Signature Credit Card05002.99%NoNoNo

List of Top Airmiles Credit Cards in UAE

Depending on your need, you may contact the respective bank for the credit card of your choice.


How to maximize your Airmiles earning?

Alliances

If you’re a frequent traveler, you’ve probably heard of the well-known airline alliances. If you actually want to maximize the benefits of your miles gained, you must understand these crucial relationships.

Star Alliance, Oneworld, and SkyTeam are three alliances that have dominated the world of aviation. Alliances are fantastic because they help both member airlines and frequent travelers. Star Alliance is the largest of these, and it is linked with several well-known airlines such as Singapore Airlines and ANA. For a newcomer, getting to know these partnerships can be difficult.

These agreements make it simple to redeem your miles, regardless of how much you have in your account. These partnerships provide regular fliers with elite status, which entitles them to a variety of privileges. Some of these benefits include access to world-class lounges, enhanced luggage allowance, priority boarding, and upgrades to the airline’s most luxurious classes.

Because of the variety of alternatives accessible to frequent flyers, redeeming miles might be a difficult decision. Passengers have a greater variety of mile redemption options because of alliances.

Airline Partners

There is one clear benefit to earning and redeeming air miles with partner airlines.
You do not have to limit yourself to a particular airline. This is why flying with an airline that has multiple airline partners is a good idea because it maximizes air miles and makes your frequent flyer miles more valuable.

When selecting a partner airline, there are various aspects to consider before making a choice. Regardless of your program’s restrictions, a comprehensive examination of the partner airline’s website is required. It is advantageous to understand the earning rate before completing the swap.

Airlines strengthen their ties with one another by presenting special offers from time to time. Newsletters and other such reminders would keep you informed and help you get the most bang for your buck.

Every frequent flier wants to get the most out of their air miles. The new initiatives established by the major airlines have a lot of promise to help you achieve your objectives. Redeeming on partner airlines, on the other hand, can be hard. Only dive in if you are fully aware of the true benefits you will derive from it. Understanding airline policies and practicing on a regular basis can turn you into an expert at maximizing air miles!


Deepak

Deepak is a writer and risk management professional. He is also a bitcoin enthusiast. He is passionate about helping others create lasting wealth!

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